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  • GCOptimist
    03-01 11:17 AM
    Hi Folks,
    I just learnt about this great effort. Thank you very much for all the effort you are all putting in. The least that i can (every one can) do is to contribute to support this great effort. I just now joined the group and contributed.

    Thank you all,
    Another GC Optimist.





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  • mbartosik
    11-08 04:59 PM
    Hey, I'm about as Anglo Saxon as you get, and I wish all Hindus here and their families a happy Diwali. I also sent a Diwali card to a friend earlier this week.

    Just a matter of respect for others and their cultures.

    There is a point that we are viewed (incorrectly) as an Indian group.
    However, let's not ban Diwali, or Christmas, or any other celebrations.

    I don't think it is very popular when ACLU sues local governments that put up certain Christmas decorations.





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  • hopein07
    02-19 04:43 PM
    Cash Surrender Value
    The sum of money an insurance company will pay to the policyholder or annuity holder in the event his or her policy is voluntarily terminated before its maturity or the insured event occurs. This cash value is the savings component of most permanent life insurance policies, particularly whole life insurance policies. Also known as "cash value", "surrender value" and "policyholder's equity".

    Notes:
    Cash surrender value applies to the savings element of whole life insurance policies that are payable before death. However, during the early years of a whole life insurance policy, the savings portion brings very little return compared to the premiums paid.

    You are correct when you look at early years only. But for the longer term whole life is better. Yes for short term Whole life can be very bad.
    Read the pros and cons on the NY State website at the end.
    http://www.ins.state.ny.us/que_top10/que_life_who.htm

    Pros:

    Predictable, in most cases premiums are fixed for the life of the insured.
    The beneficiaries receive the death benefit no matter when the insured dies, as long as premiums were paid.
    The policy may build up cash value, which grows tax deferred.
    If you surrender the policy at a later date, the cash value, if any, will be returned to you.
    If you stop making premium payments you can receive the cash value or use that cash value to provide a paid up insurance benefit. The company must provide either extended term insurance coverage or reduced paid paid-up coverage. While it is not required that both options be offered many companies do make both available.

    Cons:

    A more complex product than term life insurance.
    Higher premiums than term life insurance.
    Could be costly if coverage lapses early. (You don't want to cancel early and if you are not sure then never take Whole Life. If you are planning for long term only then take Whole life)





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  • 21stIcon
    02-19 04:35 PM
    Not that you know , you should have bought it before or you should have done through research before wasting others time.

    I have 7 polices with LIC in India, One 700k term life with prudential and 300k whole life for my wife, but whole life in US Prudential is bad experience with one of well known company then done research on this topic. Whole life insurance policy all over the world has surrender charges(including LIC in India). you would not get full benefit if you do not complete 10/20/30 years term on your policy,you would get part of your money and loosing a lot.



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  • msp1976
    10-16 10:50 AM
    I thought i wouldn't marry till i get ma GC coz i didn't wanna gal to come n rot here without a job being on H4.
    but now i've gotten so freakin old waitin for the GC n still waitin that i might not get a gal to marry.:eek: :eek:
    well there are always other things to do for a H4 ..
    At present My wife on her H4 is pursuing her Master's degree ... I donot need to tell you that I got a deep hole in my pocket..
    Also I have heard some H4 spouses doing volunteering work..
    Also you can have kids and get another piece of 'work' out of the way...If anyone has more ways of making the better of the situation let me know...
    :p :D :cool: :cool: ;) :D





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  • vjkypally
    07-20 02:45 PM
    Be Sorry that you are link ain;t workin:)



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  • desi3933
    06-18 03:21 PM
    I have applied for my H1b extension back in April......Have not heard anything yet........once I get my H1b approval, can I apply for H4 extension from inside the country?? (Is that even required if you are already in AOS pending status?)

    No, it not required but maintaining H1/H4 status allows person to remain in USA and apply for appeal if, for some reason, I-485 is denied. Otherwise, person is out of status from the date I-485 was denied.


    See above in Blue.

    Please check and verify details with your attorney/lawyer. This is NOT a legal advice.

    ----------------------------------
    Permanent Resident since May 2002





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  • ronhira
    06-03 10:27 AM
    just becoz u'r kid is not good in spellings.... it doesn't make it mandatory for some folks to be jealous in demeaning way...... maybe you feel bad that a 10 year old has better english vocabulary than you at 40..... whatever it is.... u'r not always in competition with u'r surroundings........ grow up and appreciate the effort & dedication that breaks human limits..... even if it is a 10 or 12 yr old.....

    software can write software too...... then y do we need programmers.... y do we need eb2 and eb3?

    y do we have 100m race if we have cars? y do we have swimming contest if we have boats & ships that can go lot faster....

    have an appreciation for things around u..... just becoz u'r not good at something..... or just becoz u don't think its important to u..... it doesn't mean that it doesn't have any meaning...... there is lot more to this competition that meets the eye..... u'll value it only if you open u'r eyes and make an effort to see.....



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  • arc
    07-19 01:35 PM
    EB3 Fedex : July 02 - 7.55 AM NSC : PD-9/06





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  • Leo07
    05-29 01:43 PM
    Keep this thread...on TOP..it needs attention.



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  • v2neha
    01-17 03:31 PM
    Hi,

    I've been reading about iv.org on Rajeev Khanna's immigrationportal.com since last few days. I just enrolled and contributed a little something thru Paypal. I am however curious about Rajeev Khanna and his office's role in this new org. Leaving aside costmetic details - the forum is more than similar to the forum on immigrationportal. Please excuse my ignorance here - both websites could be using something readily available, but I would like to know if both sites have common administrators.

    Thanks
    v2neha





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  • dudes2006
    02-10 06:54 PM
    Project_A - Were you ablle to file Eb2 and got approval after doing online MS ? How does USCIS treat online MS compared to full time MS for approving under eb2 ?

    I also have 3 year degree + 1 year PG+ 20 years progressive experience. How can I file under eb2 ? I heard that USCIS looks for 4 year degree for approval under eb2.



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  • Wendyzhu77
    08-18 10:58 PM
    Although I never agree with those "restrictionists", I have to say this time they are right on one point: reduce the family immigration. EB immigration brings in much better people than FB.
    After calling US born children of illegal immigrants as "anchor babies", and family immigration as "chain migration", our friends at the anti-immigrant NumbersUSA have a new term for skilled immigrants, you guessed it "anchor immigrant".

    They are again using their scare tactics to influence congress to drop its support for HR 5882.

    Calling all EB3 guys, Eb2 IND guys with PD after Aug 06, and others with PD retrogressed, its in your sef-interest to call your members of congress to seek their support for this legislation, and to contribute to IV. There will be no relief for a while if this fails.


    -=====

    NUMBERSUSA,
    ROy Beck
    Aug 18, 2008
    IT TAKES A VILLAGE -- Chain Migration Puts Nearly Everybody In Line To Overwhelm U.S. Communities


    By Roy Beck, Monday, August 18, 2008, 12:50 AM

    As soon as we take a single skilled immigrant from a developing nation, around 17 different families may be put in line to follow because of our reckless Chain Migration policies.

    Our immigration policies literally "take a village" every time a new Anchor Immigrant is admitted to this country.

    Fortunately, our immigration policies do have a few boundaries and delays that keep the whole village from entering our U.S. communities immediately. But every one of the members of those 17 families begins to consider future immigration to the U.S. as an entitlement. And because of that, millions don't wait for their turn, instead settling in the U.S. illegally to wait for the greencard that they believe is rightfully theirs.

    THE 'ANCHOR IMMIGRANT'
    Our U.S. population is exploding -- consigning more and more of us to heavily congested, heavily regulated lives -- because of high immigration numbers, which have snowballed because Congress insists on continuing Chain Migration.

    Because of Chain Migration, every immigrant we allow into the country because he/she brings a special skill, education or experience becomes an Anchor Immigrant.

    That is, if officials determine that an employer can't find an American to fill a job and allow the importation of a foreign worker, that worker becomes an anchor in the U.S. for vast numbers of other people from his/her home country.

    One problem for the United States is that only the Anchor Immigrant is supposed to be picked on the basis of serving the national interest.

    All the other immigrants attached to that Anchor through Chain Migration get to come without any regard whatsoever to their education, skill or humanitarian need.

    ONE ANCHOR CONNECTS TO 17 FAMILIES
    My "17-Family Chain-Migration Village" example is not close to the worst possible scenario but it is a nightmare that is not uncommon.

    Here's the scenario:

    Consider a typical Anchor Immigrant who comes from a developing nation and has three adult siblings. All of them come from one family. As soon as the Anchor Immigrant is accepted, all those siblings know that the Anchor Immigrant can put them in line for immigration once he/she becomes a U.S. citizen. Mentally, that one whole family is now in line to come to America.
    But there are many more families who mentally get in line, too. The Anchor's spouse, plus each of those three siblings' spouses will be eligible. That makes five families now in line (the original plus the families of the four spouses).
    In every one of those families are their own siblings, minor children, parents, etc. This is getting to be quite a crowd of people who suddenly see their future as possibly being in the U.S. That makes five families involved now (the original and the four spouses' families).
    Now, consider the siblings of those four spouses. That would be 3 siblings multiplied by the 4 spouses, equalling 12 more adults, all of whom potentially have their own spouses! Potentially, each of those 12 spouses of the siblings of the spouses of the Anchor's siblings is from a different family.
    Now, you have those 12 families, plus the Anchor's family, plus the families of the four spouses of the three siblings of the Anchor. That potentially adds up to 17 families that immediately can know that they are in a chain that eventually can have a chance to immigrate to America. And all of that happens the minute our government decides to give a permanent work permit to a single foreign worker.
    An Anchor Immigrant immediately creates chains of expectation into possibly 17 different families.

    You can imagine how a village or urban neighborhood can quickly have most of its residents seeing that their future is in the United States. Not only does this build huge pressures for more migration and more population growth in the U.S. but it saps whole villages and neighborhoods of the will for self-improvement.

    Why will people pour themselves into bettering their own communities when they believe their future lies living in America? And, of course, the chain migration does not end with those 17 families. Our rules are set up so that every Chain Immigrant also becomes an Anchor Immigrant, making it possible for every relative to get in line to come to the U.S.

    The only solution is to end the Chain Migration categories entirely. (See our pages on the legislative solutions.) That means limiting each Anchor Immigrant to bringing a spouse and minor children. No adult children, siblings or parents.

    The Anchor Immigrant can easily visit his/her relatives annually (or more often) and can be in constant communication by phone, internet and postal mail. Chain categories must be ended if we are to avoid the nightmare of 439 million U.S. population in 2050 as projected by the Census Bureau.

    CONGRESS THREATENING TO ADD 550,000 MORE 'ANCHOR IMMIGRANTS' NEXT YEAR

    Sen. Menendez of New Jersey is blocking the re-authorization of E-Verify (to keep illegal aliens out of jobs) until Congress agrees to add 550,000 additional Anchor Immigrants next year.

    At the moment, the leadership of both Senate and House are seriously considering trying to pass the 550,000 increase in Anchor Immigrants.

    Powerful media like the Los Angeles Times and New York Times are lobbying hard for more Anchor Immigrants.

    Unless the American people themselves become fully aware of the dangers of Chain Migration and the concept of the "17-Family Chain-Migration Village," the Big Business and Big Media lobbyists are likely to multiply the chain migration nightmare many times again.

    Make sure you have gone to your NumbersUSA Action Buffet and sent all your free faxes to push your Members of Congress to stop Sen. Menendez and to eliminate Chain Migration.





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  • smisachu
    08-27 01:51 PM
    I assume you might have gone to Rt 23 DMV, try Rt 46 in Wayne. They are more considerate. I had my DL expiring in April 07 but my H1 was Valid till Sep 07 (the DMV officer had a made a mistake in 04 by putting the wrong experation date when I went to update my DL with Motorcycle endorsement. When I pointed this out he said I still have almost 3 years so come back then:mad:) . I went to Rt 46 Wayne and the lady renewd mine till Dec 07. 90 days more than the valid dates on H1. She said she has already included the grace period which is avaliable in situations of visa renewal so I can renew my visa and get back to them in time. This shows that there is a provision for 90 day grace period.

    Try Trenton if Rt 46 in Wayne fails. Best of luck.


    And they say why Albert Pinto "Plassey" is an angry man?

    My current H1 is expiring soon. My 3 year H1 extension is pending. I had receipt notice but NJ DMV at Wayne refused to accept that. My current License is valid only till the middle of the next month.
    Any body in the same boat? What shall I do?



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  • walking_dude
    03-17 05:13 PM
    Bernanke's predecessor Alan Greenspan has written a book (check it on Amazon) where he makes a case for increased high-skilled immigration. He makes a forceful case that its good for the greater economy (and not just limited to housing sector). And yet, we don't see any action on the Capitol (do we?!).

    If Bernanke gives a media statement about the benefits of increased high-skilled immigration to media, it will create a few articles, a few heated discussions. It will peter out after that ( like Bill Gates testimonies to US Congress). Ultimately its the guys sitting in the Capitol and WH who control what becomes the law. And they aren't going to decide on immigration based on what Bernanke states in a brainstorming session.

    Here's the complex process - Someone has to write a bill, work on getting sponsors and co-sponsors, network with other Congressmen to support the bill. Get it through the bureacracy of the Sub-committee on Immigration in the Senate, get a filibuster proof majority of 60 senators to get it passed. Same has to be done in the House. Get it out of House immigration sub-committee. Get a majority vote in the House. In doing all this they shouldn't create a reason for Pres. Bush to veto it. In case he does veto it (for any reason) it will go back to Congress and 2/3rd majority is required to override the veto.

    If it was so easy to get a bill passed [by getting Mr. Bernanke to support it] lobbying business would've been long dead. Companies wouldn't be spending millions of dollars every year to safeguard their interests.

    Point is - getting Bernanke/media support may create a traction for our issue and get it some coverage. I'm not saying the effort is completely useless. It has it's place. But it will not fix the issue by itself. We still need to meet the lawmakers and convince them, we still need to send those letters, make those phone calls, send those faxes and so on. Getting Bernanke/media support will never be an alternative to IV efforts. They will, at best, complement it.



    Bernanke gets called often to talk about the economy and that gets Media attention (so even if he says everything should be done to increase demand and if he mentions immigration ..that would help) ..that is commonsense 101. it is definitely worth trying.

    ofcourse Ben may not read our letters but hopefully someone in his staff would (Approaching Ben or the realtors has more chance of success than sending mails to VP or to Bush) ...and maybe suggest the same during their brainstorming ..ofcourse all of this is hopes ..and with ifs and buts ..but I dont see lot of other options ..





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  • spicy_guy
    05-21 01:13 PM
    I copied and pasted the post and sent it to few friends who live in DC and in tri-state area.

    I think we can post it on the active immigration related forums...
    It can be by any active member of such forums.. (Murthy.com, .com, immigrationlist.com, etc)



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  • nrk
    08-11 08:37 AM
    sorry to hear that, when is your PD.

    Hopefully from October 2010 the date stay as it is. Did you checked the cut off data it does show 0 requirement prior to 2006.



    Very Disappointment for me.....as i missed it with couple of days.

    Visa Bulletin for September 2010 (http://travel.state.gov/visa/bulletin/bulletin_5113.html)

    I'm not sure if they are going to move dates in Oct or not...





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  • thomachan72
    12-31 10:34 AM
    Hi Thomachan thanks for the good advice but just curious; Do you really practice what you preach??:confused:

    Nope:D but its always easy to advice others:D:D;);)





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  • alterego
    12-17 05:28 PM
    With all due respect, the probelem I have with volunteers is that I don't think amtures can pull a job this big, you've got to have profesionals, somethng like a compain maneger.

    I admire the courage of your guys, and think the goal is fantastic. But the way it goes, I don't see how it can be achieved.

    I've learned a great deal about immigration from the forum here. I very much appreciate it. I try to give back by answering questions others may have. I think IV has been doing a great job serving as that capacity.

    But you guys want do something bigger. Well, you have faith in it, I don't, at least not now, neither many others. Maybe that is why you are still asking for money and volunteers.

    Why the negativity?
    What many people fail to see is that it is not IV core, or a manager or something that will get us out of this, it is OUR COLLECTIVE actions. The results will be directly proportional to what we put in.
    Whether you help this effort in any way is about individual responsibility. If you are unwilling to do anything, and there are many ways to contribute and all and any of these are welcome, then frankly, your interest in this advocacy has to be questioned.





    chanduv23
    07-31 01:27 PM
    The document was published on April 30th 2008 , its a year old document means nothing at this moment of time.

    I agree that "something to do with economy" is a rumor.





    diptam
    02-02 02:06 PM
    Thanks for the reply , let me file the H1 transfer with Employer2 now in "Premium route" with the I-140 approval from Employer1 and see if we get a approval. Once i get a approval , i think stamping it wont be an issue after 7-8 months even thought Employer1 has revoked that I-140 ?

    However i want to clear even if the Employer1 revokes this I-140 my PD still remains locked - right ???

    >> if my I-140 gets revoked can i switch to another employer and extend my H1B by 3 more years ??
    No, I-140 must be active in order to extend H1-B beyond 6 years.

    ____________________
    Not a legal advice.
    US Citizen of Indian Origin



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